How long would you wait if something was seriously wrong?
Check whether your medical cover, excess, and premium still make sense — or whether private cover may be worth comparing.
4–6mo
Average NZ specialist wait on public system
5 days
Average wait with private medical insurance
$80/mo
Typical starting cost for a family of four
Medical Insurance Check
How long could you wait for treatment?
Step 1 of 5
Question 1 of 5
Have you or a family member been on a public hospital waitlist in NZ?
Question 2 of 5
If something was wrong, how quickly would you want to see a specialist?
Question 3 of 5
What's your age range?
Question 4 of 5
Do you have any pre-existing health conditions?
Question 5 of 5
Do you currently have private health / medical insurance?
Your estimated public wait time
4–6 months
For specialist consultation on NZ public system
Public system
4–6 months
Average wait for specialist
With private cover
5–10 days
Typical private wait time
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